Chattanooga, Tennessee
A fractional CFO in Chattanooga, for owners who are tired of guessing.
RightHand CFO gives service businesses doing $1M to $10M a twelve-month rolling cash flow forecast and a monthly strategy session, so the next hire, truck, location or exit is a decision you can defend with your own numbers.
Free, thirty minutes, no pitch. I look at your books and tell you what I see.
Why it matters that I am here
Based in Chattanooga. Not a call center with a Tennessee area code.
I live and work here, in Eastern time, and I answer my own email. Local clients can sit across a table from me when a decision is big enough to deserve one. Everyone else works by video, and the work is identical.
01
Same time zone, same day
A question on Tuesday morning gets an answer on Tuesday morning. You are not waiting on a queue in another region.
02
In the room when it counts
Bank meetings, a buyer conversation, a hard partner discussion. I can be there in person for clients in and around Hamilton County.
03
I know the local market
Contractors, tree care, professional services, wealth management practices. The businesses that actually operate here, with the cost structures they actually have.
Who this is for
You are past the point where instinct is enough.
- You are doing $1M to $10M and profit has not grown the way revenue has.
- You check the bank balance before you trust the P&L.
- You have been putting off a hire for months because you cannot tell if you can afford it.
- Your books close somewhere around the 25th, if they close at all.
- You are three to five years from selling and have no idea what the numbers would look like to a buyer.
Industries I work with here
- Contractors and trades
- Tree care and outdoor services
- Professional services firms
- Independent wealth management practices
- Owner-operated service businesses
Engagements
Two ways to work together. Flat monthly fee, quoted up front.
No hourly billing and no surprise invoices. You get the price before you commit, after I have looked at your actual books.
Foundation
Starting at$750 / month
Bookkeeping and financial statements you can actually read.
Includes
- Monthly bookkeeping and reconciliation
- P&L, balance sheet and cash flow statement
- Plain-language monthly summary by the 10th
- QuickBooks Online management
- Year-end prep and CPA coordination
Strategic
Starting at$1,850 / month
Everything in Foundation, plus the forecasting and analysis you make decisions on.
Adds
- Twelve-month rolling cash flow forecast
- Monthly executive strategy session
- Hire and expansion modeling
- Client profitability analysis
- KPI dashboard
Not sure which one you need? Compare them side by side, or book the free session and I will tell you plainly.
How it starts
Three steps, and the first one is free.
01
Financial Clarity Session
Thirty minutes. I review your books, tell you honestly what shape they are in, and give you a flat price. If you do not need me, I will say so.
02
Clean up and close
We get the books reconciled and the close moved to the tenth. Nothing useful gets built on numbers you do not trust.
03
Forecast and decide
The twelve-month rolling forecast goes in, and we meet monthly to make decisions against it instead of around it.
Who you would be working with
Jarred D. Bailey, CFP
I hold a master’s in accounting from the University of Tennessee at Chattanooga and the CERTIFIED FINANCIAL PLANNER designation. I spent years inside the financial advisory industry before starting RightHand CFO, which is why a fair number of my clients are independent practices. The rest are contractors, tree care companies and professional services firms who got to a size where guessing stopped working.
You work with me. Not an account manager, not a team you never meet.
Common questions
What Chattanooga owners ask first.
What does a fractional CFO cost in Chattanooga?
The fractional CFO engagement starts at $1,850 a month. Bookkeeping and financial statements start at $750. Both are flat monthly fees, quoted up front after I have looked at your books, not hourly billing.
Do you only work with local businesses?
No. I am based in Chattanooga and work with clients nationwide. Local clients get the option of meeting in person, which matters more often than you would think.
How is this different from my CPA?
Your CPA files your return. That is a backward-looking compliance job done once a year. I build the forward-looking forecast and analysis you use to make decisions during the year. Most of my clients keep their CPA and add me.
Do I have to switch software?
Almost never. I work in QuickBooks Online. If you are on something else, tell me what and I will tell you straight whether it is worth moving.
What size business do you work with?
Roughly $1M to $10M in annual revenue. Below that, you usually need good bookkeeping and not a CFO, and I will tell you that on the call.
More answers on the FAQ page.
Service area
Chattanooga and the surrounding region.
Chattanooga, Hixson, East Brainerd, Red Bank, Signal Mountain, Soddy-Daisy, Ooltewah, Collegedale and the rest of Hamilton County. Cleveland, TN. Dalton and Ringgold, GA. Clients elsewhere in Tennessee and across the country work with me by video.
Find out what your numbers are actually telling you.
A free thirty-minute Financial Clarity Session. I review your books, tell you what I see, and give you a flat price. No pitch and no obligation.