Fractional CFO for service businesses
Still checking your bank balance and hoping for the best?
You built a profitable business. You should not be running it on anxiety. We give service business owners doing $1M–$10M a clear financial picture and a 12-month forecast — so every big decision becomes a simple yes or no.
Your yes/no machine — live forecast
Can we hire a technician next month?
"The cash flow forecast became the yes/no machine for my business. No more guessing, no more stress over payroll — just simple data and total confidence." — Jones Wealth Management
The problem
Profitable on paper. Stressed in practice.
Most service business owners are not struggling because they lack revenue. They are struggling because the data that should be guiding their decisions is a black box.
You have data — but no information
Your bookkeeper delivers reports. But no one is reading them strategically, asking what they mean for your next hire or your next six months.
Big decisions are gut calls
New hire, new location, new equipment — every major move is a leap of faith instead of a data-driven yes or no. That uncertainty is exhausting.
You are still the part-time accountant
You built a business because you are great at what you do — not to spend your evenings cross-checking spreadsheets and worrying about payroll.
Sound familiar?
You avoid checking the bank account until Friday because you dread what you might see
You had a record revenue month and still felt broke
You are waiting for one big invoice to clear just to make payroll comfortable
You have clean books and no idea what they mean for the next six months
You wake up at 3 AM wondering if the business is actually sustainable
None of this means you are failing. It means you are operating without the financial clarity you deserve.
What we do
Two services. One goal: decisions you can trust.
Whether you need clean books and clear financials, or a full executive-level partnership, we have an engagement built for where your business is right now.
Bookkeeping & Financial Statements
Clean books, accurate statements, and a plain-language monthly summary — the foundation every business decision depends on. Delivered by the 10th of every month.
Flat fee — complexity priced at your Clarity Session
Includes
- Monthly bookkeeping & reconciliation
- P&L, balance sheet & cash flow statements
- Plain-language monthly summary
- Data integrity review — errors caught before they cost you
- QuickBooks Online management
- Year-end prep & CPA coordination
Fractional CFO Services
Everything in Foundation, plus your 12-month cash flow forecast — the yes/no machine — and monthly executive strategy sessions to navigate hiring, expansion, pricing, and transitions.
Flat fee — no hourly billing, no surprises
Everything in Foundation, plus
- 12-month rolling cash flow forecast
- Monthly executive strategy sessions (60 min)
- Hire, expansion & equipment modeling
- True client profitability analysis
- KPI dashboard — 5-minute health check
- Direct access to Jarred between sessions
Not sure which fits? Most clients start at Foundation and upgrade within 3–6 months. Discuss full pricing →
How it works
Your path to financial peace of mind
Three steps — from wherever you are now to a forecast you trust and decisions you can make with confidence.
The Diagnostic
We scrub your books for total data integrity. You cannot build a reliable forecast on unreliable numbers — so Step 1 is making sure every figure you have is one you can trust.
The Yes/No Model
We build your 12-month rolling cash flow forecast — the decision machine. Every major move gets run through the forecast before you commit. If the data supports it, you go. If not, you wait.
The Partnership
Monthly executive sessions, an always-current dashboard, and direct access to Jarred for time-sensitive decisions. The work becomes proactive instead of reactive.
The outcome
"From 3 AM panic to a clear 12-month roadmap."
Who this is for
Built for service business owners who are done guessing.
Service businesses doing $750K–$10M in annual revenue
Owners who are still acting as their own part-time accountant
Businesses planning a hire, an expansion, or a potential exit and needing the data to back it up
Founders who have clean books but no one interpreting them strategically
Anyone waking up at 3 AM worrying about payroll or cash flow despite good revenue
Industries we work with
Home services & contractors
Financial advisory & wealth management firms
Consulting & professional services
Specialty trades & field service businesses
Marketing & creative agencies
Technology & software consultancies
Not sure if you fit? Book a free Financial Clarity Session and Jarred will tell you honestly whether we are the right fit — before you commit to anything.
Already have a bookkeeper? We can engage at the CFO level only, working alongside your existing team. We do a data integrity review first, then build your forecast on top of what you already have.
Client results
In their words.
These are real clients. Real businesses. Real outcomes. Not case studies — just what happens when someone finally has a forecast they trust.
Yes/No Machine
"The cash flow forecast has become the yes/no machine for my business. If the data supports the move, we go; if it doesn't, we don't. No more guessing, no more stress over payroll — just simple data and total confidence."
— Jones Wealth Management
CEO clarity
"I spent years acting as my own part-time accountant, and it was stalling our growth. RightHand CFO didn't just take over the books — they gave me my CEO hat back. The mental bandwidth I've recovered is worth more than the fee."
— Premier Tree Service
3 AM to roadmap
"For the first time in years, I'm not waking up at 3 AM wondering if the business is sustainable. I have a clear roadmap for the next 12 months."
— TreeWorx
Growth strategy
"We wanted to expand, but fear of over-extending kept us frozen. RightHand CFO built a growth model that showed us exactly when we could afford our next three hires. They turned a gut feeling into a calculated, successful expansion."
— BFP Financial Partners
In purpose
"I started this business because I have a passion for what we do, but the financial stress was killing that passion. Now the business supports my life instead of consuming it. If you feel like you're losing your why, you need them."
— 406 Wealth Advisors
Free tools
Not ready to talk? Start here.
Two free tools built from the same frameworks we use with every client. No email required.
Cash Flow Health Scorecard
10 questions. 5 minutes. Find out if your business is running on data or on guesswork — and exactly which three numbers to fix first. Score yourself honestly and see where you stand.
Download free scorecard →C2C Revenue Floor Calculator
Enter your backlog and billing rate. Instantly see your revenue floor — the money you will make even if you close zero new deals. The C2C Method turns forecasting from guesswork into math.
Try the free calculator →24 free frameworks
Every tool we use. All free.
We publish every framework we use with clients. If you want to know how we think before you book a call, start here.
The Busy Trap: why revenue alone is a lie
The Contribution Margin per Service Line that changes the conversation.
Cash flowFive cash flow red flags you cannot ignore
Warning signs that appear before a cash crunch. One number fixes all five.
PricingThe silent killer of profit: under-pricing
Anchor your price to the client's outcome — not your internal cost.
GrowthThe hardest moment for a founder: letting go
What gets you from $1M to $5M is the work you stop doing.
Hi, I'm Jarred. I translate data into decisions.
I built RightHand CFO because I kept watching the same story play out: brilliant founders, profitable businesses, and no one in their corner asking what the numbers actually meant for next month. I am a CFP® with a master's in accounting from UTC and years of financial advisory experience — but what I actually do is sit across the table and help owners stop guessing.
Every client works with me directly. Not a junior associate, not a checklist. I keep the firm deliberately small so the quality of attention never changes.
Ready to stop guessing?
Let's look at your numbers together.
A free 30-minute Financial Clarity Session. Jarred reviews your books, tells you exactly what he sees, and gives you a flat price — no obligation, no pitch, just clarity.
No contracts to sign. No homework to do beforehand. Just bring your questions.