Everything you're wondering before you book a call

A fractional CFO is an experienced Chief Financial Officer who works with your business on a part-time, ongoing basis — rather than as a full-time employee. You get CFO-level financial strategy, forecasting, and executive guidance at a fraction of the cost.

Think of it as having a senior financial partner in your corner without the $150K–$300K salary, benefits, and overhead that a full-time CFO requires.

Your bookkeeper records what has already happened — transactions, categorizations, reconciliations. They keep your books tidy.

Your CPA/accountant reports on what happened (financial statements, tax returns) and ensures compliance. They're looking backwards.

A CFO takes that historical data and uses it to plan your future — cash flow forecasting, growth modeling, hiring decisions, pricing strategy. We look forward.

That's exactly the myth we exist to break. Large companies have CFOs because financial clarity drives better decisions — and that's just as true for a $2M service business as it is for a $200M corporation.

In fact, small businesses often need CFO-level thinking more urgently. You don't have a finance department to catch mistakes, model scenarios, or flag cash problems before they become crises. A fractional CFO fills that gap at a price that makes sense for your stage.

The diagnostic call is a free 30-minute conversation where Jarred reviews the current state of your financial data and asks questions about your business goals, pain points, and what decisions you're trying to make.

At the end of the call, you'll receive: an honest assessment of your financial health, a clear recommendation of which tier fits your needs, and a flat monthly price — with no obligation to proceed.

The first 90 days are the most intensive. We call it the three-step path to financial peace of mind:

Step 1 — The Diagnostic: We scrub your books for integrity. Bad data produces bad forecasts, so we start by making sure your numbers are trustworthy.

Step 2 — The Yes/No Model: We build your 12-month rolling cash flow forecast. This is the decision machine — every major move gets run through the forecast before you commit.

Step 3 — The Partnership: Regular executive sessions, ongoing access to Jarred, and monthly reports you actually understand. From here, the work becomes proactive instead of reactive.

For Foundation clients: your books are handled, statements are delivered by the 15th of the following month, and you receive a plain-language summary with any flags or observations.

For CFO clients: the above, plus a 60-minute executive session where we review the forecast, discuss any decisions on your plate, and update your KPI dashboard. You also have direct access to Jarred between sessions for time-sensitive questions.

We work best with service businesses doing $750K–$10M in annual revenue. Below that range, the Foundation tier may still make sense if you're growing toward $1M and want clean books from the start. Above $10M, the CFO scope typically expands — let's talk on a diagnostic call.

No. Messy books are actually the most common starting point for new clients — it's why Step 1 of our process is a full data integrity review. We handle the cleanup as part of onboarding.

If your books require significant catch-up work (more than 3–6 months behind), we'll factor that into your quoted price upfront so there are no surprises.

Yes. We can engage at the CFO level only, working alongside your current bookkeeper. We'll want to review the quality of the data before building a forecast, but you won't need to disrupt your existing bookkeeping relationship.

We focus on service businesses — including home services, professional services, financial advisory firms, contractors, and similar businesses. Our clients have included tree services, wealth management firms, and specialty contractors.

If your business is product-based or in manufacturing/retail, reach out — we'll tell you honestly whether we're the right fit.

Our Foundation tier (bookkeeping & financial statements) starts at $750/month. Our Fractional CFO tier starts at $1,850/month. Both are flat fees — no hourly billing, no variable charges.

Your exact price is quoted on the diagnostic call after Jarred reviews your books. More complex businesses with higher transaction volumes may be priced above the starting rate.

Engagements begin with a 3-month onboarding commitment. The first 90 days are the most labor-intensive — we're scrubbing data, building your forecast, and learning your business. After that, you're month-to-month with 30 days written notice to cancel.

We structure it this way because the onboarding investment is significant on our side, and we want to make sure we have enough time to actually deliver results before either party evaluates the relationship.

Yes, and many clients do. Starting at Foundation is actually a smart sequencing choice — getting your books clean first makes the forecasting work in the CFO tier much more accurate. Upgrading is seamless; there's no new onboarding fee and no disruption.

Less than you're spending now. Once onboarded, most CFO clients spend 60–90 minutes per month in executive sessions — and get back the hours they previously spent staring at reports they didn't fully understand.

During onboarding (the first 90 days), expect a few hours of time to gather documents and answer questions as we build your foundation. After that, the system runs itself.

We work primarily in QuickBooks Online. If you're on a different platform, let us know on the diagnostic call — we've worked with Xero and can discuss options. We will not require you to switch platforms as a condition of working together.

You work directly with Jarred. RightHand CFO is deliberately kept small so that every client gets CFO-level attention, not a hand-off to a junior team member. Your executive sessions are with Jarred, and your between-session access is to Jarred.

A full-time CFO makes financial sense when you hit one of three specific milestones: you are planning or executing a major financial event like an acquisition or debt facility; you are consistently above $15M–$20M in revenue with complex daily financial demands; or you have high-risk internal financial functions that need dedicated oversight.

Below those thresholds, a full-time CFO hire typically means paying $200K+ for someone who ends up doing $100K worth of strategic work — and filling the rest of their time with bookkeeping they are overqualified for. Most $1M–$10M service businesses never need a full-time CFO.

Not always — and this surprises almost every founder who looks at it carefully for the first time. High-revenue clients often consume disproportionate team time, create scope creep, and require specialized labor that erodes margins. A client paying you $200K per year might be less profitable than a client paying you $80K if the first one takes three times the hours.

One of the first things we do in a CFO engagement is build a true profitability analysis per client: revenue minus direct labor cost minus direct expenses. The results consistently reveal one or two "whales" who are quietly anchoring the business. Once you know, you can reprice, rescope, or redirect that capacity toward genuinely high-margin work.

A Financial Clarity Session is a free 30-minute call with Jarred. You do not need to prepare anything in advance — just show up with your questions and a rough sense of where you are in the business.

In the call, Jarred will ask about your current financial setup, the decisions you are trying to make, and what is keeping you up at night. By the end, you will have an honest assessment of your financial health, a clear sense of which tier fits your situation, and a flat monthly price if you want to move forward. There is no pitch and no obligation — the goal is that you leave with at least one thing you can act on whether we work together or not.

CFO clients have direct access to Jarred via phone or email between sessions for urgent questions. If a decision requires running a new model or scenario analysis, we'll address it at the next available time — typically within 24–48 business hours.